Wednesday, November 19, 2014

Make Home Buying as easy as 1, 2, 3!

With all the tools and advice available today ranging from books and magazines to online advice like this lesson - it would be possible for you to buy homes almost completely without the aid of real estate professionals. So if you are into the DIY process, it is best for you to know a thing or two in home buying.

If you can't commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of home buying and selling, you may end up losing money if you sell any sooner - even in a rising market. When prices are falling, it's an even worse proposition. Buyers sometimes make the mistake of comparing the sales price of a home to other homes they have seen. It's a mistake to compare sales prices among homes for sale. That's because sellers can ask any price they want. It doesn't mean the home will sell at that price. The rule of thumb is that you can buy homes that run about two-and-one-half times your annual salary. But you'll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.

In some states, a home inspection is conducted before buying homes. In others, a home inspection is a contract contingency. A contract contingency means a buyer has the right to cancel the contract. You might not want to be locked in to buying homes that have faulty foundations, for example. Another gold assessment before buying homes is the neighborhood. Neighbors may offer tip-offs on the area or home, but it's also a chance for you to get the measure of them. Check how well maintained their home is - look for junk abandoned at the front and gardens engulfed by weeds. Also chat with neighbors nearby, but not next to, the property. They'll be honest about what the area is like and are less likely to be either pally with the sellers or anxious to get rid of them.

There’s a lot to think about when buying homes, but remembering these tips should help you navigate the process and avoid potential minefields. Take your time, do your research and don’t let anyone pressure you into buying homes you’re not completely sure of.

Tampa Bay Realty LLC
1408 N West Shore Blvd Suite 1000 Tampa, FL 33607
(813) 908-0706
http://www.businesslocallistings.com

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